How To Claim Lost Wages From a Minnesota Car Accident

How To Claim Lost Wages From a Minnesota Car Accident
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A car accident injury can leave you unable to work, causing financial strain on top of your physical recovery. If you’ve missed work due to a car accident, you may be entitled to compensation for lost wages. This guide will explain how to claim those lost wages.

How Long Does It Take To Get Lost Wages From a Car Accident?

The time it takes to receive compensation for lost wages after a car accident can vary. In general, you can expect to wait several weeks or months for compensation. However, complex cases may take longer, especially if the case goes to trial.

What Factors Affect the Timeline for Lost Wages?

The timeline for receiving lost wage compensation depends on:

  • The severity of your injuries
  • How long you’re out of work
  • Whether liability is disputed

Consulting with a Minnesota personal injury lawyer can help you get a clearer idea of how long it will take based on your specific circumstances.

Can You Recover Lost Wages From a Car Accident Without Injury?

Car accidents that cause property damage but not physical injury may not lead to compensation for lost wages. Generally, lost wages stem from an inability to work due to injuries sustained in the accident.

What if I Miss Work Due to Property Damage?

If your car is damaged and you miss work handling repairs and insurance paperwork, this is unlikely to result in recoverable lost wages. However, if you’re financially strained due to time away from work, a car accident lawyer can help you explore your legal options.

Who Pays for Lost Wages in a Car Accident?

Your auto insurance or the at-fault party’s liability insurance is typically responsible for paying lost wages after a car accident.

How Does PIP Coverage Work?

 In Minnesota, Personal Injury Protection (PIP) coverage pays for lost wages up to the policy limit. If the at-fault driver’s insurance does not cover all of your lost wages, your own underinsured motorist (UM) policy can help, if you have one.

What Happens If the At-Fault Driver Is Responsible?

If another driver is at fault, their liability insurance may pay for lost wages that exceed your PIP coverage.

What if I Was at Fault for the Accident?

Minnesota’s no-fault insurance system ensures that you can still receive compensation for lost wages, even if you were at least partially at fault for the accident.

How Does Minnesota’s No-Fault Insurance Work?

No-fault PIP coverage will pay for lost wages up to $20,000, regardless of who caused the accident.

How Does Comparative Fault Affect My Compensation?

Under Minnesota’s comparative fault law, you can still recover lost wages if you were less at fault for the accident than the other driver. The compensation may be reduced based on your percentage of fault.

How Can a Minnesota Car Accident Attorney Help You Claim Lost Wages?

Navigating insurance claims and recovering lost wages after a car accident can be complex. An experienced Minnesota car accident lawyer can guide you through the process and fight to ensure you get the full compensation you deserve.

Contact Sieben Polk P.A. for a Free Consultation

If you’ve been injured in a car accident and missed work, our attorneys can help you claim lost wages. Contact Sieben Polk P.A. today to schedule a free consultation. Call (651) 437-3148 or contact us online to get started.

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